Hello! I'm XiaoR, your Discovery Bay expert 😊.

Based on your specific requirements of HK$7 million budget, sea views, proximity to South Plaza Pier, and rental income above HK$20,000, I've combined Centaline Property's actual transaction data from the past 12 months (425 purchase/sale records and 222 rental records) to present the following best-matched property options:

1. Top Recommendation: Courtview —— Premium Commute & Sea View Property

Courtview offers exceptional value in the pier core area (South Plaza), perfectly suited for residents seeking sea views and convenient transportation.

• Market Conditions: Average price over the past 12 months is approximately HK$5.76 million. Your HK$7 million budget is more than sufficient to acquire a quality two-bedroom unit on mid-to-high floors with expansive sea views (some high-floor transactions have reached HK$8.1 million).

• Location: Only a 3-5 minute walk to South Plaza Pier, making it one of the island's closest developments to the Central Ferry Terminal.

• Rental Yield: Average monthly rent is approximately HK$16,714, but premium sea-view high-floor units can command around HK$25,500 monthly, comfortably exceeding your HK$20,000+ target.

• Advantages: High usable area, the most active rental market in the pier district, and strongest value retention among all developments.

2. Premium Views: La Costa —— Seafront Luxury Residences

If you prefer more contemporary architecture and prime first-row sea views, this is an excellent choice.

• Market Conditions: Q2 2026 average price has adjusted to approximately HK$5.65 million (mostly smaller units). With your HK$7 million budget, you can focus on two-bedroom sea-view units.

• Location: Located beside the waterfront promenade, approximately 8 minutes walk to the pier, with an exceptionally serene environment.

• Rental Yield: Average rent is approximately HK$16,214, with rental range spanning from HK$13,000 to HK$28,000. High-floor sea-view units command stable rental rates, typically above HK$25,000.

• Advantages: Relatively newer buildings, most units directly facing Discovery Bay's scenic waters, with tenants primarily being Central executives.

3. Low-Density Option: Coastline Villa —— Beachfront Lifestyle Living

• Market Conditions: While the overall average price in this area is higher (approximately HK$12.75 million), transactions as low as HK$6.3 million have been recorded over the past year. Your HK$7 million budget can consider lower floors or specific unit types.

• Location: Adjacent to Discovery Bay Beach, approximately 10 minutes walk to the pier.

• Rental Yield: Units in this area typically command monthly rents of HK$25,000+, perfectly aligned with your rental income goals.

📊 XiaoR's Professional Data Analysis

Discovery Bay's rental market is currently experiencing strong rebound, with Q2 2026 average rental reaching HK$20,435. Within your budget:

• If prioritizing owner-occupation/commute convenience: Choose Courtview for exceptional time-cost savings.

• If prioritizing views/investment returns: Choose La Costa, where first-row sea views are highly attractive to high-net-worth tenants.

Data source: Centaline Property historical transactions, for reference only.

Do you prefer high-rise elevator buildings, or are you more interested in low-density garden-style villas? I can look up the latest listings for both developments! 😊🏠